The Participant Interface

The participant interface is given to all the participating banks and their branches.

The PI has got three interfaces,

1. Online (Using IBM MQ)
2. Offline (File import & Export)
3. Quasi Online (Meaning human interface, where real people enter the details thru real keyboards)

If the participating bank uses the Online method, you might be making your payment in a matter of minutes.

If the participating bank uses the Offline method, you might be making your payment in a matter of hours.

If the participating bank uses the Quasi online method, god help you.